Healthcare plans without compromises

Our innovative health benefit solutions improve efficiency and reduce costs for organizations and their people—while ensuring the highest quality of care.

See any doctor—no referral needed

None of our plans require referrals, so you can see any in-network doctor of your choice.

Navigate your benefits with ease

Access your virtual ID, see claims activity, and review your benefits—all via our secure member portal.

Get support when you need it

There’s always someone available to answer any questions you have about your coverage.

Our philosophy

To us, you’re more than a claim.

We know that behind every claim is someone dealing with a stressful medical event that has impacted them or their family. Our team of insurance experts goes to great lengths to serve every individual with compassion and respect, focusing on their overall health and wellness.

We’re always here to answer your  questions. And there’s no waiting on hold forever or bouncing between reps. In fact, we resolve 90% of member questions on the first call.

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For employers

Our business is simplifying yours.

Your employee benefit plan is a big  investment. You need a trusted partner who will take the time to understand your company’s needs and administer versatile, cost-effective solutions that deliver meaningful results to you and your employees.

Learn More

Not sure where to start?

Just Follow These 3 Simple Steps:

1. Call us 24/7 or sign into your secure member portal to file a claim, check your eligibility, or ask a question about your coverage.

2. A member of our expert team will help you understand your health benefits and ensure you receive the care as promised in your plan.

3. Take full advantage of your employer health  programs and benefits, and be empowered to take control of your health and wellness.

or call 877-435-2063